Curiosity, compounding, and the courage to invest

With nearly three decades of experience, Dawid Balt, Portfolio Manager in Sasfin Wealth’s Pretoria office, has seen markets shift, products evolve, and client needs change. What has never wavered is his belief in the power of learning, trust, and discipline to deliver lasting financial outcomes.

For Dawid, the difference between a good portfolio manager and a great one comes down to mindset. “Markets evolve, and so should we,” he says. “The moment I stop learning is the moment I should stop managing money.” This philosophy has shaped his career; rooted in curiosity, reflection, and adaptability. Mistakes, he admits, are part of being human, but they only carry value if they lead to growth.

When working with clients, Dawid builds trust by anchoring conversations around what matters most: their goals. “It starts with forging real, enduring relationships,” he explains. “Once there’s a clear long-term strategy, market uncertainty becomes less intimidating. Consistency, clarity, and presence are what reassure clients that you’re genuinely invested in their success.”

Innovation also inspires him. Over the years, Dawid has witnessed the evolution of financial products that make investing more cost-effective and accessible. This innovation allows him to introduce alternatives and real assets into portfolios while balancing them with an actively managed, diversified multi-asset approach, enhancing returns while managing risk more effectively across different life stages.

Beyond the numbers, Dawid is guided by a strong sense of stewardship. “We’re accountable for how we use the gifts we’ve received, whether it’s time, relationships, or money. It’s not just about returns but about aligning wealth with purpose. Integrity, trust, and respect are at the heart of how I manage wealth.”

The best piece of wisdom he carries with him is the power of compounding. “Watching a company reinvest consistently at high returns is mind-blowing. It’s a constant reminder that patience and discipline are some of the most valuable tools we have as portfolio managers.”

If he could share one piece of advice with his younger self, it would be about discipline: “Write down your goals, invest consistently even small amounts and never skip a month. It’s not about timing the market, but about time in the market.”

For Dawid, portfolio management is more than a profession; it is a lifelong journey of learning, responsibility, and growth; one that aligns money with meaning and wealth with purpose.

To get in touch with Dawid Balt, Dawid.Balt@sasfin.com or on 012 425 6000. One conversation today could shape the future of your wealth.