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July is Savings Month, established by the South African Savings Institute to drive savings awareness in the country. The campaign serves as a helpful reminder to us all to revise the health of our savings.

One of the helpful tools to enhance our ability to save is budgeting. Budgeting is the exercise of balancing your expenses with your income. If they don't balance and you spend more than you earn, you will have a problem. Many people don't realize that they spend more than they earn and slowly sink deeper into debt every year.

In the below video Sasfin’s Head of Advice, Johan Gouws, discusses the topic of budgeting with Mbonisi Tshabalala, Wealth Advisor at Sasfin Wealth.

About the Author

Cobus Du Preez
Head of Marketing, Sasfin Wealth

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